If youвЂ™re requesting by phone, you will be asked to enter your Social Insurance quantity
YouвЂ™ll need to send papers verifying your address and identity if asking for by mail
You might be eligible for free credit history from each one of the two nationwide credit rating agencies.
You can find three straight ways it is possible to request a free of charge content of your Equifax credit history: by phone
Submit Your Demand by Mobile:
To request your credit file totally free by phone, use our Interactive Voice Response system: 1-800-465-7166. Interactive Voice Response (IVR) can be an automated tool that gathers the desired information to process your demand through sound reaction or pad selection that is key. It is vital to observe that whenever requesting your credit that is free report phone, you will end up expected to enter your Social Insurance quantity (S.I.N.). If you fail to need to offer your S.I.N., you need to choose a different option to submit your demand such as for example mail or in individual. If/when you finish the identification validation procedure, your credit history will be delivered to your property target via Canada Post within 5-10 times.
Submit Your Demand by Mail:
First, you will need to down load and complete the Canadian Credit Report Request Form.
2nd, you need to give a photocopy (front and straight straight back) of two items of legitimate, non-expired Canadian Government-issued recognition. One or more regarding the two IDs must add your home that is current target. Types of acceptable paperwork include:
- Canadian passport
- Canadian citizenship card
- Permanent resident card
- Personal Insurance card
- Birth certification
- Certification of Indian Reputation
To be able to protect your private information, we’re going to validate your identification before mailing your credit history to your home that is confirmed address. In the event your target is certainly not up-to-date on either recognition, you need to offer documentation that is additional shows your overall home target ( ag e.g. Telephone or utilities bank or bill declaration). Your content should show the date for the document, the sender, your title, target as well as your account quantity.
- Papers must certanly be not as much as 3 months old
- We recommend you blackout any details that are transactional.
- If you offer credit cards copy or statement of the bank card as evidence, please make sure to blackout your CVV.
While providing your Social Insurance quantity (S.I.N.) is optional, it can help us avoid delays and confusion in the event another person’s distinguishing information (such as for instance title and target) is comparable to your own personal. In the event that you offer your S.I.N., we’ll cross-reference it with this documents to ensure that we disclose the most suitable information for your requirements. We shall maybe maybe perhaps not put it to use for just about any other function or share it with any alternative party.
The papers you offer are going to be utilized to ensure your identification and can even be used to also improve your credit history. Such updated information should be kept, safeguarded, utilized and/or disclosed into the normal program as element of your credit history. To get more information about Equifax’s privacy techniques, please see our privacy. Whatever the case, we are going to keep a duplicate associated with the information you offer to show that we complied with this responsibility to get reasonable recognition from you.
As a step that is last it is important to submit your finished type and evidence of identification
by mail to: Equifax Canada Co. nationwide customer Relations Box 190 Montreal, Quebec H1S 2Z2
Kindly enable 5 – 10 times for distribution.
Submit Your Demand in Person:
Equifax has four workplace areas where you could request a totally free content of your Equifax credit history in-person and receive a imprinted content of one’s credit file after your identification is verified. Copies for the request kind you will have to complete are onsite that is available.
You will need to bring to you at the least two kinds of recognition, including 1 picture recognition and evidence of present address. Additionally, you have to supply the original copies of one’s plumped for recognition – photocopies and versions that are electronic maybe perhaps not accepted in the office. Samples of appropriate documents include:
Picture recognition (needs to be legitimate and present. Expired identification just isn’t accepted):
- Provincial Photo Card (where relevant)
- Canadian Passport
- Canadian Citizenship Card
- Permanent Resident Card
- Nexus Card
- Canadian National Institute associated with the Blind (CNIB) Card
- Certification of Indian Status given by the national government of Canada
Proof Address (needs to be not as much as ninety days old and gotten by mail):
- Bank Statements
- Bank Issued Automobile Insurance Statements
- Notice of Assessments (Government)
- Bank Card Statements
- Utility Bills ( e.g. Petrol, Mobile, Electricity or Cable, etc.)
Appropriate Supporting IDs:
- Birth Certificate Issued in Canada
- T4 slip (some exceptions use)
- Citizenship and Immigration Canada Document IMM1000 or IMM1442
- Personal Insurance quantity (S.I.N.) Card issued by Canadian Government
- Certification of Naturalization
Supplying your Social Insurance Number (S.I.N.) is optional. In the event that you offer your S.I.N., we shall cross-reference it with this documents to greatly help make sure we disclose the most suitable information for you. We’re going to maybe perhaps perhaps not put it to use for just about any other function or share it with any alternative party.
Correct an Inaccuracy in your Equifax Credit History
If you learn any information which you think is inaccurate, incomplete or due to fraudulence, you have actually the straight to register a dispute with Equifax Canada. You shall need certainly to finish the Credit Report improve kind enclosed together with your package. You’ll be able to review how exactly to dispute all about your credit history for extra details on the Equifax dispute process.